Housing
Homeownership Rate

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Homeownership Rate

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What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

A home is often a family's greatest financial asset. Owning a home is a traditional part of the American dream and a typical entry point into the middle class. Homeownership is an important factor for neighborhood stability and civic participation.

How is the region performing?

In 2017-21, 71% of occupied housing units in the Mid-Hudson Valley were owner-occupied, equal to the state (excluding NYC) rate and above the national rate of 65%. Each county in the Mid-Hudson Valley had similar owner-occupied rates in 2017-21, except Putnam (83%), and have not varied more than 5 points from each other or the current rate since 2000.

Homeownership rates were particularly low in some of the region's cities, such as Poughkeepsie (37%), Hudson (36%) and Newburgh (35%). Other municipalities with low homeownership rates included the villages of Fishkill and Kiryas Joel (both at 33%). The highest rates of homeownership were in the towns of Clinton (96%), Forestburgh (97%), Hamptontonburgh (94%), Lexington (98%), and East Fishkill and Lumberland (both at 93%).

Notes about the data

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate
20002007-112012-162017-21
Region70%71%70%71%
Columbia County71%74%72%73%
Dutchess County69%70%69%69%
Greene County72%73%75%77%
Orange County67%70%68%69%
Putnam County82%83%82%83%
Sullivan County68%67%67%69%
Ulster County68%69%70%69%
NYS (excluding NYC)70%71%70%71%
U.S.66%66%64%65%
Columbia Cities
Hudson34%43%35%36%
Columbia Towns
Ancram79%73%75%87%
Austerlitz84%88%83%89%
Canaan83%90%82%83%
Chatham77%86%76%81%
Claverack74%78%76%78%
Clermont76%83%81%86%
Copake75%90%74%82%
Gallatin82%85%86%89%
Germantown73%74%76%85%
Ghent75%78%77%76%
Greenport67%61%68%56%
Hillsdale72%74%76%77%
Kinderhook77%79%82%75%
Livingston74%72%72%67%
New Lebanon74%71%78%79%
Stockport74%78%73%75%
Stuyvesant78%72%79%77%
Taghkanic85%80%89%88%
Columbia Villages
Chatham56%56%46%*56%*
Kinderhook79%82%86%83%
Philmont48%46%*47%*50%*
Valatie59%64%*65%78%*
Dutchess Cities
Beacon56%54%54%62%
Poughkeepsie37%40%35%37%
Dutchess Towns
Amenia69%59%67%59%
Beekman86%91%89%88%
Clinton85%87%80%96%
Dover73%76%72%69%
East Fishkill90%92%90%93%
Fishkill65%67%67%64%
Hyde Park74%74%72%75%
La Grange90%92%94%89%
Milan79%81%80%78%
North East68%72%60%77%
Pawling75%74%74%77%
Pine Plains70%81%70%75%
Pleasant Valley73%71%67%65%
Poughkeepsie70%70%69%68%
Red Hook73%77%70%74%
Rhinebeck67%69%66%68%
Stanford72%74%75%83%
Union Vale89%80%84%83%
Wappinger66%70%68%65%
Washington63%65%65%64%
Dutchess Villages
Fishkill42%45%*32%*33%*
Millbrook52%50%52%47%*
Millerton54%64%*54%*57%*
Pawling51%55%58%55%
Red Hook62%56%55%63%*
Rhinebeck59%57%54%53%
Tivoli44%62%*48%53%*
Wappingers Falls40%40%35%*34%*
Greene Towns
Ashland77%85%*91%*92%*
Athens75%81%79%85%
Cairo73%62%70%77%
Catskill64%66%63%70%
Coxsackie69%69%74%69%
Durham81%80%84%82%
Greenville79%80%81%85%
Halcott80%79%*84%*85%**
Hunter66%68%71%62%*
Jewett79%75%94%*90%
Lexington83%88%92%98%*
New Baltimore85%91%95%90%
Prattsville85%79%*88%*80%*
Windham71%84%82%90%
Greene Villages
Athens66%71%63%75%
Catskill53%52%48%*64%*
Coxsackie60%54%64%56%
Hunter59%60%*59%***74%***
Tannersville59%49%**62%**51%***
Orange Cities
Middletown46%51%53%55%
Newburgh31%35%32%35%
Port Jervis45%49%50%52%
Orange Towns
Blooming Grove81%83%83%81%
Chester79%82%81%80%
Cornwall71%80%68%73%
Crawford77%84%79%78%
Deerpark81%79%83%81%
Goshen69%68%67%75%
Greenville88%90%92%85%
Hamptonburgh89%96%93%94%
Highlands40%42%42%40%
Minisink82%89%87%79%
Monroe66%66%57%81%
Montgomery72%69%70%70%
Mount Hope83%89%85%81%
New Windsor70%77%73%72%
Newburgh82%84%82%82%
Tuxedo74%73%76%84%
Wallkill61%63%66%67%
Warwick78%80%79%79%
Wawayanda85%81%76%85%
Woodbury83%90%84%88%
Orange Villages
Chester58%68%65%56%*
Cornwall-on-Hudson74%75%72%69%
Florida80%81%75%79%
Goshen54%53%51%61%
Greenwood Lake69%73%80%77%*
Harriman55%63%45%49%*
Highland Falls49%46%49%54%
Kiryas Joel31%32%26%33%
Maybrook60%52%64%55%
Monroe83%84%77%84%
Montgomery71%69%65%64%
Otisville71%76%*79%*65%*
South Blooming Grove89%79%79%
Tuxedo Park80%88%*87%90%**
Unionville74%83%**83%*60%**
Walden63%66%62%62%*
Warwick64%67%60%61%
Washingtonville74%77%75%79%
Woodbury91%87%92%
Putnam Towns
Carmel85%86%83%82%
Kent83%86%87%87%
Patterson80%81%80%85%
Philipstown78%79%80%81%
Putnam Valley88%88%90%89%
Southeast78%78%74%78%
Putnam Villages
Brewster25%19%*16%**23%**
Cold Spring60%61%64%63%
Nelsonville73%57%*75%77%*
Sullivan Towns
Bethel80%71%*69%76%
Callicoon79%75%80%81%
Cochecton83%91%78%80%
Delaware74%71%*75%75%
Fallsburg59%54%60%61%
Forestburgh81%87%83%97%
Fremont78%79%86%89%*
Highland83%75%73%89%
Liberty59%58%57%51%
Lumberland82%82%84%93%
Mamakating78%79%76%77%
Neversink81%86%82%84%
Rockland70%64%72%86%
Thompson53%53%52%54%
Tusten80%79%76%82%
Sullivan Villages
Bloomingburg56%52%**29%**31%***
Jeffersonville67%73%**56%**70%**
Liberty44%40%37%*30%*
Monticello28%29%*28%*31%*
Woodridge44%46%*38%*47%*
Wurtsboro68%72%*62%*75%*
Ulster Cities
Kingston47%48%46%46%
Ulster Towns
Denning80%81%*80%*75%*
Esopus73%75%73%84%
Gardiner76%80%76%75%*
Hardenburgh68%66%**67%**92%**
Hurley86%84%92%92%
Kingston88%89%85%83%*
Lloyd65%66%71%64%
Marbletown79%83%84%86%
Marlborough68%68%69%74%
New Paltz54%56%56%55%
Olive80%86%78%90%
Plattekill70%68%75%77%
Rochester76%85%79%80%
Rosendale72%76%74%71%
Saugerties72%73%70%69%
Shandaken73%72%79%80%
Shawangunk79%78%81%*83%
Ulster72%67%70%66%
Wawarsing62%65%65%63%
Woodstock76%79%81%72%
Ulster Villages
Ellenville40%49%54%48%*
New Paltz29%35%*28%30%*
Saugerties47%46%47%49%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Owner-occupied Housing Units
20002007-112012-162017-21
Region267,892293,443285,103298,541
Columbia County17,49318,95218,33118,332
Dutchess County68,62875,31373,50576,956
Greene County13,17813,76412,89513,438
Orange County76,94888,02785,30691,534
Putnam County26,88429,20227,96128,854
Sullivan County18,84519,66718,76219,948
Ulster County45,91648,51848,34349,479
NYS (excluding NYC)2,827,1142,961,7212,894,3713,017,840
U.S.69,816,51375,896,75974,881,06880,152,161
Columbia Cities
Hudson9951,166977887
Columbia Towns
Ancram473497438449
Austerlitz523497548695
Canaan533519555659
Chatham1,3521,4581,3181,363
Claverack1,8361,9211,9881,870
Clermont450623594621
Copake9611,2859741,151
Gallatin497670624537
Germantown610612629710
Ghent1,5101,6741,5341,499
Greenport1,1871,2751,2081,085
Hillsdale520623518564
Kinderhook2,4472,5202,6992,524
Livingston9889291,0071,017
New Lebanon726765809829
Stockport831945800746
Stuyvesant664617668646
Taghkanic390356443480
Columbia Villages
Chatham412448309*421*
Kinderhook431428568516
Philmont277228*285*276*
Valatie341335*327470*
Dutchess Cities
Beacon2,8813,0212,7923,473
Poughkeepsie4,4195,1564,4395,120
Dutchess Towns
Amenia1,1181,0271,093881
Beekman3,2333,8293,8513,640
Clinton1,2771,3901,2651,504
Dover2,2242,5532,2212,322
East Fishkill7,4048,5528,5599,006
Fishkill4,4845,7695,7996,014
Hyde Park5,4915,7845,3505,889
La Grange4,5504,8104,8994,989
Milan699754752816
North East782801709988
Pawling2,1042,2432,3192,303
Pine Plains695738725661
Pleasant Valley2,5172,5922,7062,538
Poughkeepsie10,23910,46310,46811,080
Red Hook2,6132,9022,6572,552
Rhinebeck2,0252,1892,0862,302
Stanford1,0091,1431,1101,242
Union Vale1,2301,3501,5331,349
Wappinger6,4336,9816,9216,958
Washington1,2011,2661,2511,329
Dutchess Villages
Fishkill404498*310*344*
Millbrook352355356343*
Millerton204189*206*204*
Pawling471511511490
Red Hook478474434554*
Rhinebeck815681652738
Tivoli212254*222199*
Wappingers Falls792909715*799*
Greene Towns
Ashland237270*311*268*
Athens1,1931,3661,1411,244
Cairo1,8731,8901,6631,773
Catskill3,0762,9322,6493,371
Coxsackie1,6671,7351,5951,576
Durham849791834813
Greenville1,0681,2271,1511,209
Halcott7077*105*114**
Hunter714780821653*
Jewett318328365*376
Lexington308371375267*
New Baltimore1,0811,1871,097984
Prattsville213252*247*266*
Windham511558541524
Greene Villages
Athens454469379518
Catskill942640656*1,087*
Coxsackie714626664657
Hunter136144*120***144***
Tannersville133107**163**94***
Orange Cities
Middletown4,3284,8775,4335,863
Newburgh2,8023,2142,8553,475
Port Jervis1,6011,6251,7191,837
Orange Towns
Blooming Grove4,7435,1414,9964,888
Chester3,0523,5313,0703,512
Cornwall3,2903,7403,1413,587
Crawford2,0772,7552,5072,364
Deerpark2,3662,5562,5672,264
Goshen2,7982,9913,1073,301
Greenville1,0881,3741,4001,343
Hamptonburgh1,3101,5131,4331,638
Highlands1,3021,0371,3651,304
Minisink9701,3081,2251,172
Monroe5,4796,5875,8845,588
Montgomery5,2125,5255,8055,806
Mount Hope1,3061,7111,4901,550
New Windsor5,9067,3246,8257,088
Newburgh8,0429,1428,7809,224
Tuxedo9881,1471,1391,235
Wallkill5,4266,2486,7087,723
Warwick8,4999,4119,1229,300
Wawayanda1,7911,8931,8192,274
Woodbury2,5723,3772,9163,303
Orange Villages
Chester8221,093951922*
Cornwall-on-Hudson873902755818
Florida767938738745
Goshen1,1241,0401,1051,403
Greenwood Lake913844989857*
Harriman506672445557*
Highland Falls785696867853
Kiryas Joel6891,1141,0191,895
Maybrook631589813705
Monroe2,1382,2972,0092,373
Montgomery9289151,074859
Otisville263323*302*321*
South Blooming Grove981877995
Tuxedo Park234205*192324**
Unionville146142**191*138**
Walden1,3871,6661,4431,717*
Warwick1,6001,9171,7221,920
Washingtonville1,4281,7141,5771,575
Woodbury3,1882,8523,206
Putnam Towns
Carmel9,1749,9589,4989,827
Kent4,0344,1174,1164,006
Patterson2,8233,2963,0413,157
Philipstown2,8042,8492,8873,031
Putnam Valley3,2193,6533,6253,684
Southeast4,8305,3294,7945,149
Putnam Villages
Brewster208165*135**220**
Cold Spring550533523557
Nelsonville161143*172190*
Sullivan Towns
Bethel1,3021,142*1,2391,230
Callicoon9661,0409671,015
Cochecton459494491510
Delaware707781*788742
Fallsburg2,2322,1062,3872,399
Forestburgh264338336365
Fremont440476461444*
Highland785737769958
Liberty2,1972,1341,9401,803
Lumberland644763770749
Mamakating3,2393,7803,1533,295
Neversink1,0881,2051,0251,215
Rockland1,0971,0521,0511,362
Thompson2,9613,1402,9163,314
Tusten464479469547
Sullivan Villages
Bloomingburg7577**43**52***
Jeffersonville10898**67**105**
Liberty749696588*513*
Monticello727770*733*827*
Woodridge156155*135*115*
Wurtsboro327296*300*395*
Ulster Cities
Kingston4,6614,7564,3314,357
Ulster Towns
Denning172184*159*135*
Esopus2,5122,5402,3663,398
Gardiner1,5261,7901,6311,040*
Hardenburgh6753**68**60**
Hurley2,3292,3612,4812,365
Kingston313458353322*
Lloyd2,3622,8812,9122,734
Marbletown1,8882,0412,0162,006
Marlborough2,0652,1582,4232,710
New Paltz2,4222,5622,5432,675
Olive1,4921,8881,5291,559
Plattekill2,5672,4573,0493,191
Rochester2,0512,4082,3122,317
Rosendale1,8711,9601,7731,686
Saugerties5,3735,6805,2635,613
Shandaken1,0591,0431,1701,180
Shawangunk2,6963,0313,236*3,618
Ulster3,5163,3333,4983,464
Wawarsing2,7362,7592,9192,739
Woodstock2,2382,1752,3112,310
Ulster Villages
Ellenville627709806721*
New Paltz545722*538626*
Saugerties784830804871

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.
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