Housing
Homeownership Rate

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Homeownership Rate

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What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

A home is often a family's greatest financial asset. Owning a home is a traditional part of the American dream and a typical entry point into the middle class. Homeownership is an important factor for neighborhood stability and civic participation.

How is the region performing?

In 2013-17, 70% of occupied housing units in the Mid-Hudson Valley were owner-occupied, similar to the state (excluding NYC) rate of 70% and above the national rate of 64%. Each county in the Mid-Hudson Valley had similar owner-occupied rates in 2013-17, except Putnam (82%), and have not varied more than 3 points from each other or the current rate, since 2000.

Homeownership rates were particularly low in some of the region's cities, such as Poughkeepsie (35%), Newburgh (32%), and Hudson (34%). Other municipalities with low homeownership rates included the villages of Fishkill (35%) and Kiryas Joel (28%). The highest rates of homeownership were in the towns of New Baltimore (96%), Lexington and Jewett (each at 93%), Hamptonburgh, (94%), and La Grange (94%).

Notes about the data

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate
20002008-122013-17
Region70%71%70%
Columbia County71%73%72%
Dutchess County69%70%69%
Greene County72%73%76%
Orange County67%70%68%
Putnam County82%83%82%
Sullivan County68%66%67%
Ulster County68%69%69%
NYS (excluding NYC)70%71%70%
U.S.66%66%64%
Columbia Cities
Hudson34%38%34%
Columbia Towns
Ancram79%73%74%
Austerlitz84%88%81%
Canaan83%85%85%
Chatham77%84%75%
Claverack74%77%78%
Clermont76%80%84%
Copake75%88%76%
Gallatin82%89%84%
Germantown73%79%76%
Ghent75%78%78%
Greenport67%62%68%
Hillsdale72%74%74%
Kinderhook77%76%81%
Livingston74%67%78%
New Lebanon74%69%75%
Stockport74%80%69%
Stuyvesant78%72%74%
Taghkanic85%85%88%
Columbia Villages
Chatham56%53%52%*
Kinderhook79%81%86%
Philmont48%54%*43%*
Valatie59%58%70%
Dutchess Cities
Beacon56%48%59%
Poughkeepsie37%38%35%
Dutchess Towns
Amenia69%58%69%
Beekman86%91%89%
Clinton85%85%81%
Dover73%79%67%
East Fishkill90%93%90%
Fishkill65%67%67%
Hyde Park74%74%74%
La Grange90%91%94%
Milan79%79%84%
North East68%70%61%
Pawling75%75%73%
Pine Plains70%78%73%
Pleasant Valley73%69%66%
Poughkeepsie70%69%69%
Red Hook73%76%70%
Rhinebeck67%71%67%
Stanford72%72%79%
Union Vale89%81%80%
Wappinger66%68%69%
Washington63%64%66%
Dutchess Villages
Fishkill42%41%35%
Millbrook52%48%50%
Millerton54%55%*55%*
Pawling51%58%54%
Red Hook62%56%51%
Rhinebeck59%61%51%
Tivoli44%62%*52%
Wappingers Falls40%37%*37%*
Greene Towns
Ashland77%85%*92%*
Athens75%82%78%
Cairo73%60%75%
Catskill64%64%63%
Coxsackie69%73%73%
Durham81%82%82%
Greenville79%79%82%
Halcott80%80%*83%*
Hunter66%71%71%
Jewett79%78%*93%
Lexington83%88%93%
New Baltimore85%92%96%
Prattsville85%79%*82%*
Windham71%81%84%
Greene Villages
Athens66%73%65%
Catskill53%52%*49%*
Coxsackie60%60%64%
Hunter59%66%*53%**
Tannersville59%49%**58%**
Orange Cities
Middletown46%49%55%
Newburgh31%35%32%
Port Jervis45%47%53%
Orange Towns
Blooming Grove81%83%82%
Chester79%83%83%
Cornwall71%77%69%
Crawford77%83%80%
Deerpark81%78%83%
Goshen69%67%69%
Greenville88%87%91%
Hamptonburgh89%94%94%
Highlands40%40%41%
Minisink82%88%83%
Monroe66%65%58%
Montgomery72%68%71%
Mount Hope83%85%88%
New Windsor70%77%73%
Newburgh82%84%81%
Tuxedo74%77%79%
Wallkill61%64%63%
Warwick78%80%78%
Wawayanda85%77%74%
Woodbury83%88%85%
Orange Villages
Chester58%69%66%
Cornwall-on-Hudson74%75%70%
Florida80%79%76%
Goshen54%51%53%
Greenwood Lake69%78%79%
Harriman55%60%45%
Highland Falls49%44%48%
Kiryas Joel31%33%28%
Maybrook60%52%67%
Monroe83%83%77%
Montgomery71%68%62%
Otisville71%72%*82%
South Blooming Grove88%78%
Tuxedo Park80%86%85%
Unionville74%83%**83%*
Walden63%65%65%
Warwick64%69%58%
Washingtonville74%75%77%
Woodbury89%88%
Putnam Towns
Carmel85%86%81%
Kent83%87%85%
Patterson80%81%82%
Philipstown78%79%81%
Putnam Valley88%87%91%
Southeast78%78%75%
Putnam Villages
Brewster25%21%*23%*
Cold Spring60%62%63%
Nelsonville73%60%*78%
Sullivan Towns
Bethel80%75%69%
Callicoon79%74%79%
Cochecton83%88%76%
Delaware74%74%75%
Fallsburg59%52%62%
Forestburgh81%86%85%
Fremont78%80%90%
Highland83%73%74%
Liberty59%55%56%
Lumberland82%81%88%
Mamakating78%77%78%
Neversink81%83%77%
Rockland70%68%70%
Thompson53%55%51%
Tusten80%72%75%
Sullivan Villages
Bloomingburg56%47%***34%**
Jeffersonville67%72%*56%**
Liberty44%39%38%*
Monticello28%33%*27%*
Woodridge44%44%*37%**
Wurtsboro68%64%67%*
Ulster Cities
Kingston47%48%47%
Ulster Towns
Denning80%83%*77%*
Esopus73%76%74%
Gardiner76%72%79%
Hardenburgh68%72%*69%*
Hurley86%90%91%
Kingston88%91%89%
Lloyd65%69%68%
Marbletown79%85%80%
Marlborough68%69%69%
New Paltz54%54%57%
Olive80%86%79%
Plattekill70%64%79%
Rochester76%85%75%
Rosendale72%71%75%
Saugerties72%74%70%
Shandaken73%74%79%
Shawangunk79%78%82%
Ulster72%68%67%
Wawarsing62%65%62%
Woodstock76%81%80%
Ulster Villages
Ellenville40%47%46%*
New Paltz29%30%*27%*
Saugerties47%49%47%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Owner-occupied Housing Units
20002008-122013-17
Region267,892292,031287,067
Columbia County17,49318,58118,429
Dutchess County68,62875,06074,264
Greene County13,17813,39612,960
Orange County76,94887,28186,449
Putnam County26,88429,22228,101
Sullivan County18,84519,72118,521
Ulster County45,91648,77048,343
NYS (excluding NYC)2,827,1142,950,0792,917,151
U.S.69,816,51375,484,66175,833,135
Columbia Cities
Hudson995992960
Columbia Towns
Ancram473471427
Austerlitz523504536
Canaan533504582
Chatham1,3521,5291,300
Claverack1,8361,9102,126
Clermont450617592
Copake9611,1381,049
Gallatin497694584
Germantown610669609
Ghent1,5101,6391,549
Greenport1,1871,2081,266
Hillsdale520603505
Kinderhook2,4472,4902,633
Livingston9888941,119
New Lebanon726722758
Stockport831987760
Stuyvesant664620639
Taghkanic390390435
Columbia Villages
Chatham412406362*
Kinderhook431437554
Philmont277273*247*
Valatie341340355
Dutchess Cities
Beacon2,8812,7023,050
Poughkeepsie4,4194,9194,464
Dutchess Towns
Amenia1,1189781,136
Beekman3,2333,9353,897
Clinton1,2771,3961,245
Dover2,2242,6792,133
East Fishkill7,4048,7978,639
Fishkill4,4845,7305,730
Hyde Park5,4915,9495,416
La Grange4,5504,6735,060
Milan699756827
North East782758741
Pawling2,1042,2202,328
Pine Plains695719769
Pleasant Valley2,5172,5502,633
Poughkeepsie10,23910,61810,538
Red Hook2,6132,8452,697
Rhinebeck2,0252,2222,131
Stanford1,0091,0571,179
Union Vale1,2301,3441,457
Wappinger6,4336,9336,943
Washington1,2011,2801,251
Dutchess Villages
Fishkill404422353
Millbrook352332357
Millerton204166*227*
Pawling471521495
Red Hook478489423
Rhinebeck815692631
Tivoli212257*238
Wappingers Falls792815*722*
Greene Towns
Ashland237298*307*
Athens1,1931,3281,138
Cairo1,8731,7591,714
Catskill3,0762,7552,693
Coxsackie1,6671,7871,596
Durham849819758
Greenville1,0681,2301,109
Halcott7078*114*
Hunter714784852
Jewett318316*402
Lexington308365397
New Baltimore1,0811,1421,128
Prattsville213209*239*
Windham511526513
Greene Villages
Athens454478394
Catskill942650*659*
Coxsackie714646681
Hunter136145*134**
Tannersville133108**193**
Orange Cities
Middletown4,3284,6305,665
Newburgh2,8023,2162,932
Port Jervis1,6011,5911,825
Orange Towns
Blooming Grove4,7435,0795,009
Chester3,0523,5553,085
Cornwall3,2903,5263,170
Crawford2,0772,6192,600
Deerpark2,3662,5002,542
Goshen2,7983,0123,110
Greenville1,0881,3711,378
Hamptonburgh1,3101,4751,488
Highlands1,3021,1051,332
Minisink9701,2861,231
Monroe5,4796,4756,049
Montgomery5,2125,4125,861
Mount Hope1,3061,5021,664
New Windsor5,9067,3346,977
Newburgh8,0429,3358,858
Tuxedo9881,2261,140
Wallkill5,4266,3096,566
Warwick8,4999,5119,132
Wawayanda1,7911,9081,814
Woodbury2,5723,3043,021
Orange Villages
Chester8221,117942
Cornwall-on-Hudson873848741
Florida767910800
Goshen1,1241,0641,112
Greenwood Lake913877950
Harriman506639465
Highland Falls785695864
Kiryas Joel6891,1501,164
Maybrook631556895
Monroe2,1382,1692,055
Montgomery928973990
Otisville263317*305
South Blooming Grove1,009886
Tuxedo Park234207175
Unionville146166**184*
Walden1,3871,5811,470
Warwick1,6001,9781,696
Washingtonville1,4281,6251,616
Woodbury3,1412,947
Putnam Towns
Carmel9,1749,9079,561
Kent4,0344,3364,017
Patterson2,8233,2182,963
Philipstown2,8042,9512,903
Putnam Valley3,2193,6013,687
Southeast4,8305,2094,970
Putnam Villages
Brewster208182*199*
Cold Spring550553534
Nelsonville161165*172
Sullivan Towns
Bethel1,3021,3221,170
Callicoon9661,053914
Cochecton459464474
Delaware707788767
Fallsburg2,2322,0142,600
Forestburgh264342381
Fremont440498460
Highland785701741
Liberty2,1972,0591,883
Lumberland644809752
Mamakating3,2393,6233,150
Neversink1,0881,240941
Rockland1,0971,0841,064
Thompson2,9613,2632,767
Tusten464461457
Sullivan Villages
Bloomingburg7579***49**
Jeffersonville10899*65**
Liberty749691580*
Monticello727908*665*
Woodridge156165*125**
Wurtsboro327248341*
Ulster Cities
Kingston4,6614,6334,418
Ulster Towns
Denning172225*158*
Esopus2,5122,5182,494
Gardiner1,5261,6611,685
Hardenburgh6759*77*
Hurley2,3292,4102,527
Kingston313424396
Lloyd2,3623,0422,672
Marbletown1,8882,0391,958
Marlborough2,0652,2762,387
New Paltz2,4222,5252,538
Olive1,4921,7961,515
Plattekill2,5672,4143,151
Rochester2,0512,3592,274
Rosendale1,8711,8051,873
Saugerties5,3735,8155,286
Shandaken1,0591,1651,133
Shawangunk2,6963,0613,297
Ulster3,5163,4253,393
Wawarsing2,7362,8612,824
Woodstock2,2382,2572,287
Ulster Villages
Ellenville627699714*
New Paltz545631*514*
Saugerties784890829

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




INDICATORS TREND | STATE
Children Living in Poverty Increasing
Children Living in Poverty, by Race/Ethnicity Decreasing
Single-Parent Families Increasing
Single-Parent Families, by Race/Ethnicity Decreasing
Rate of Child Abuse and Neglect Increasing
Rate of Foster Care Admissions Maintaining
Teen Pregnancy Decreasing
Live Births to Teen Mothers Decreasing
Juvenile Delinquency Intakes Decreasing
Bullying at School Decreasing
Average Charitable Giving Increasing
Voter Registration Rate Increasing
Voter Participation Rate Decreasing
Total Population Increasing
Population by Age Decreasing
Population by Race/Ethnicity Increasing
Household Types Increasing
Change in Total Jobs Increasing
Foreign-Born Population Increasing
Employment by Sector Not Applicable
Spending for County Government Increasing
Tourism Revenue Increasing
Preschoolers Receiving Special Education Services Increasing
Prekindergarten Participation Increasing
Students Receiving Special Education Services Increasing
Per-Student Spending Increasing
Student Performance on Grade 4 English, by Student Group Increasing
Student Performance on Grade 4 English, by Race/Ethnicity Increasing
Student Performance on Grade 4 Math, by Student Group Increasing
Student Performance on Grade 4 Math, by Race/Ethnicity Increasing
High School Cohort Graduation Rate Increasing
High School Cohort Dropout Rate Decreasing
High School GED Rate Decreasing
Plans of High School Graduates Increasing
Education Levels of Adults Increasing
Education Levels of Adults, by Race/Ethnicity Increasing
Median Household Income Decreasing
Median Household Income, by Race/Ethnicity Decreasing
People Living in Poverty Increasing
People Living in Poverty, by Race/Ethnicity Increasing
Seniors Living in Poverty Decreasing
Children Receiving Subsidized Child Care Maintaining
Veterans Living in Poverty Maintaining
Economically Disadvantaged Students Increasing
Earned Income Tax Credit Participation Maintaining
Living Wage Rate by Household Type Increasing
Income in Relation to Poverty Level Maintaining
People Without Health Insurance Decreasing
Early Prenatal Care, by Mother's Race/Ethnicity Not Applicable
Domestic Violence Increasing
Deaths from Drug Overdoses Increasing
Babies with Low Birth Weights Maintaining
People Living wth HIV Decreasing
Mental Health Clinic Visits Decreasing
Homeownership Rates Maintaining
Homeless Persons Decreasing
Housing Affordability for Homeowners Maintaining
Housing Affordability for Renters Increasing
Violent Crimes Decreasing


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