Housing
Homeownership Rate

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Homeownership Rate

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What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

A home is often a family's greatest financial asset. Owning a home is a traditional part of the American dream and a typical entry point into the middle class. Homeownership is an important factor for neighborhood stability and civic participation.

How is the region performing?

In 2014-18, 70% of occupied housing units in the Mid-Hudson Valley were owner-occupied, equal to the state (excluding NYC) rate and above the national rate of 64%. Each county in the Mid-Hudson Valley had similar owner-occupied rates in 2014-18, except Putnam (82%), and have not varied more than 3 points from each other or the current rate, since 2000.

Homeownership rates were particularly low in some of the region's cities, such as Poughkeepsie (34%), Hudson (32%), and Newburgh (31%). Other municipalities with low homeownership rates included the villages of Fishkill (37%) and Kiryas Joel (27%). The highest rates of homeownership were in the towns of Hamptonburgh (97%), La Grange (95%), Lexington (94%), New Baltimore and Taghkanic (both 93%), and Greenville (92%).

Notes about the data

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate
20002009-132014-18
Region70%71%70%
Columbia County71%72%72%
Dutchess County69%70%69%
Greene County72%74%74%
Orange County67%69%68%
Putnam County82%83%82%
Sullivan County68%65%68%
Ulster County68%70%69%
NYS (excluding NYC)70%70%70%
U.S.66%65%64%
Columbia Cities
Hudson34%38%32%
Columbia Towns
Ancram79%72%75%
Austerlitz84%87%81%
Canaan83%83%88%
Chatham77%81%77%
Claverack74%77%77%
Clermont76%82%81%
Copake75%83%75%
Gallatin82%87%84%
Germantown73%73%80%
Ghent75%80%79%
Greenport67%65%65%
Hillsdale72%83%73%
Kinderhook77%78%78%
Livingston74%63%81%
New Lebanon74%75%71%
Stockport74%78%71%
Stuyvesant78%72%74%
Taghkanic85%79%93%
Columbia Villages
Chatham56%47%*56%*
Kinderhook79%84%85%
Philmont48%56%*40%*
Valatie59%52%67%
Dutchess Cities
Beacon56%50%59%
Poughkeepsie37%38%34%
Dutchess Towns
Amenia69%65%62%
Beekman86%90%89%
Clinton85%82%83%
Dover73%76%69%
East Fishkill90%93%90%
Fishkill65%65%67%
Hyde Park74%75%72%
La Grange90%92%95%
Milan79%77%85%
North East68%75%58%
Pawling75%75%75%
Pine Plains70%76%70%
Pleasant Valley73%71%66%
Poughkeepsie70%67%68%
Red Hook73%74%69%
Rhinebeck67%71%67%
Stanford72%71%81%
Union Vale89%83%79%
Wappinger66%68%69%
Washington63%66%67%
Dutchess Villages
Fishkill42%30%*37%
Millbrook52%47%*53%
Millerton54%58%*52%*
Pawling51%58%57%
Red Hook62%53%49%
Rhinebeck59%62%52%
Tivoli44%57%*51%
Wappingers Falls40%37%35%*
Greene Towns
Ashland77%85%*91%*
Athens75%80%78%
Cairo73%65%74%
Catskill64%65%60%
Coxsackie69%74%74%
Durham81%85%77%
Greenville79%77%85%
Halcott80%75%*91%*
Hunter66%74%64%*
Jewett79%81%*91%
Lexington83%89%94%
New Baltimore85%94%93%
Prattsville85%83%*79%
Windham71%82%87%
Greene Villages
Athens66%68%67%
Catskill53%47%*51%*
Coxsackie60%61%67%
Hunter59%69%*60%**
Tannersville59%53%**59%*
Orange Cities
Middletown46%50%56%
Newburgh31%33%31%
Port Jervis45%48%49%
Orange Towns
Blooming Grove81%82%82%
Chester79%81%84%
Cornwall71%74%68%
Crawford77%83%80%
Deerpark81%80%83%
Goshen69%67%70%
Greenville88%87%92%
Hamptonburgh89%92%97%
Highlands40%39%42%
Minisink82%87%84%
Monroe66%64%77%
Montgomery72%68%72%
Mount Hope83%85%85%
New Windsor70%76%73%
Newburgh82%83%81%
Tuxedo74%79%80%
Wallkill61%66%63%
Warwick78%79%78%
Wawayanda85%81%73%
Woodbury83%86%85%
Orange Villages
Chester58%69%67%
Cornwall-on-Hudson74%69%70%
Florida80%76%77%
Goshen54%52%51%
Greenwood Lake69%75%78%
Harriman55%62%44%
Highland Falls49%43%52%
Kiryas Joel31%34%27%
Maybrook60%52%62%
Monroe83%81%78%
Montgomery71%67%61%
Otisville71%73%*80%*
South Blooming Grove85%78%
Tuxedo Park80%88%*85%
Unionville74%84%*77%*
Walden63%63%68%
Warwick64%63%60%
Washingtonville74%76%77%
Woodbury88%88%
Putnam Towns
Carmel85%86%82%
Kent83%87%86%
Patterson80%83%82%
Philipstown78%78%83%
Putnam Valley88%89%88%
Southeast78%75%77%
Putnam Villages
Brewster25%18%*23%*
Cold Spring60%58%64%
Nelsonville73%72%*81%
Sullivan Towns
Bethel80%71%73%
Callicoon79%73%75%
Cochecton83%88%75%
Delaware74%68%77%
Fallsburg59%55%61%
Forestburgh81%84%88%
Fremont78%81%87%
Highland83%69%76%
Liberty59%56%57%
Lumberland82%84%87%
Mamakating78%76%80%
Neversink81%84%74%
Rockland70%70%72%
Thompson53%50%52%
Tusten80%78%76%
Sullivan Villages
Bloomingburg56%50%***38%**
Jeffersonville67%67%*56%*
Liberty44%37%*39%*
Monticello28%27%*30%*
Woodridge44%40%**37%*
Wurtsboro68%59%*63%*
Ulster Cities
Kingston47%47%47%
Ulster Towns
Denning80%82%*82%
Esopus73%75%73%
Gardiner76%75%78%
Hardenburgh68%72%**69%*
Hurley86%90%89%
Kingston88%91%86%
Lloyd65%68%69%
Marbletown79%86%86%
Marlborough68%69%66%
New Paltz54%54%56%
Olive80%86%80%
Plattekill70%68%77%
Rochester76%82%75%
Rosendale72%73%78%
Saugerties72%75%71%
Shandaken73%82%76%
Shawangunk79%81%78%
Ulster72%70%64%
Wawarsing62%66%63%
Woodstock76%80%78%
Ulster Villages
Ellenville40%51%46%*
New Paltz29%30%*27%*
Saugerties47%47%52%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Owner-occupied Housing Units
20002009-132014-18
Region267,892290,428286,362
Columbia County17,49318,30118,201
Dutchess County68,62875,03873,809
Greene County13,17813,64412,681
Orange County76,94886,71386,266
Putnam County26,88428,66728,718
Sullivan County18,84519,28718,872
Ulster County45,91648,77847,815
NYS (excluding NYC)2,827,1142,933,7972,913,516
U.S.69,816,51375,075,70076,444,810
Columbia Cities
Hudson9951,129862
Columbia Towns
Ancram473460419
Austerlitz523518563
Canaan533512632
Chatham1,3521,4461,255
Claverack1,8361,8942,041
Clermont450581615
Copake9611,109947
Gallatin497644556
Germantown610616664
Ghent1,5101,6161,611
Greenport1,1871,2241,244
Hillsdale520592484
Kinderhook2,4472,4982,544
Livingston9888131,151
New Lebanon726771708
Stockport831893771
Stuyvesant664606647
Taghkanic390379487
Columbia Villages
Chatham412331*397*
Kinderhook431478557
Philmont277322*230*
Valatie341284377
Dutchess Cities
Beacon2,8812,7613,048
Poughkeepsie4,4194,8014,253
Dutchess Towns
Amenia1,1181,1061,016
Beekman3,2333,9513,803
Clinton1,2771,3111,237
Dover2,2242,4162,243
East Fishkill7,4049,0258,654
Fishkill4,4845,7195,767
Hyde Park5,4915,9415,448
La Grange4,5504,7275,126
Milan699745818
North East782868695
Pawling2,1042,2902,314
Pine Plains695735722
Pleasant Valley2,5172,6372,600
Poughkeepsie10,23910,18310,428
Red Hook2,6132,8442,664
Rhinebeck2,0252,2892,105
Stanford1,0091,0121,226
Union Vale1,2301,4801,366
Wappinger6,4336,9257,018
Washington1,2011,2721,258
Dutchess Villages
Fishkill404304*361
Millbrook352330*357
Millerton204181*216*
Pawling471520512
Red Hook478478404
Rhinebeck815713653
Tivoli212233*249
Wappingers Falls792799743*
Greene Towns
Ashland237324*266*
Athens1,1931,2171,181
Cairo1,8731,8391,639
Catskill3,0762,7992,736
Coxsackie1,6671,8441,639
Durham849864711
Greenville1,0681,2081,089
Halcott7083*129*
Hunter714826797*
Jewett318338*401
Lexington308371329
New Baltimore1,0811,1551,048
Prattsville213249*202
Windham511527514
Greene Villages
Athens454428433
Catskill942619*713*
Coxsackie714675697
Hunter136151*183**
Tannersville133121**203*
Orange Cities
Middletown4,3284,7645,744
Newburgh2,8023,0702,855
Port Jervis1,6011,6761,907
Orange Towns
Blooming Grove4,7434,9764,894
Chester3,0523,4113,225
Cornwall3,2903,5023,088
Crawford2,0772,6262,510
Deerpark2,3662,4682,543
Goshen2,7983,0343,026
Greenville1,0881,3561,338
Hamptonburgh1,3101,4931,592
Highlands1,3021,1631,372
Minisink9701,2921,210
Monroe5,4796,5084,777
Montgomery5,2125,5585,869
Mount Hope1,3061,4641,614
New Windsor5,9067,0336,952
Newburgh8,0428,9328,907
Tuxedo9881,2301,125
Wallkill5,4266,4776,731
Warwick8,4999,5079,034
Wawayanda1,7911,9851,844
Woodbury2,5723,1882,973
Orange Villages
Chester8221,171952
Cornwall-on-Hudson873821706
Florida767842776
Goshen1,1241,1171,023
Greenwood Lake913894952
Harriman506659468
Highland Falls785732871
Kiryas Joel6891,2511,115
Maybrook631580849
Monroe2,1382,1212,011
Montgomery928920963
Otisville263305*323*
South Blooming Grove975871
Tuxedo Park234199*198
Unionville146166*200*
Walden1,3871,6201,508
Warwick1,6001,8681,744
Washingtonville1,4281,5951,636
Woodbury3,0402,888
Putnam Towns
Carmel9,1749,8719,819
Kent4,0344,0094,179
Patterson2,8233,2153,017
Philipstown2,8042,8892,999
Putnam Valley3,2193,6993,704
Southeast4,8304,9845,000
Putnam Villages
Brewster208161*180*
Cold Spring550494554
Nelsonville161175*193
Sullivan Towns
Bethel1,3021,3431,230
Callicoon966933966
Cochecton459486478
Delaware707726807
Fallsburg2,2322,1312,573
Forestburgh264329383
Fremont440500454
Highland785699811
Liberty2,1972,1401,892
Lumberland644806697
Mamakating3,2393,4713,234
Neversink1,0881,190966
Rockland1,0971,1171,084
Thompson2,9612,9582,815
Tusten464458482
Sullivan Villages
Bloomingburg75105***55**
Jeffersonville10883*84*
Liberty749654*578*
Monticello727771*722*
Woodridge156149**111*
Wurtsboro327276*292*
Ulster Cities
Kingston4,6614,6164,356
Ulster Towns
Denning172203*160
Esopus2,5122,5082,505
Gardiner1,5261,5951,741
Hardenburgh6754**74*
Hurley2,3292,3902,492
Kingston313410403
Lloyd2,3622,9572,695
Marbletown1,8882,0311,940
Marlborough2,0652,3132,296
New Paltz2,4222,5432,500
Olive1,4921,7501,519
Plattekill2,5672,6053,100
Rochester2,0512,3542,140
Rosendale1,8711,7951,816
Saugerties5,3735,7085,529
Shandaken1,0591,2131,096
Shawangunk2,6963,1263,075
Ulster3,5163,4653,341
Wawarsing2,7362,8782,856
Woodstock2,2382,2642,181
Ulster Villages
Ellenville627758734*
New Paltz545636*514*
Saugerties784821921

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




INDICATORS TREND | STATE
Children Living in Poverty Increasing
Children Living in Poverty, by Race/Ethnicity Not Applicable
Single-Parent Families Increasing
Single-Parent Families, by Race/Ethnicity Not Applicable
Rate of Child Abuse and Neglect Maintaining
Rate of Foster Care Admissions Maintaining
Teen Pregnancy Decreasing
Live Births to Teen Mothers Decreasing
Juvenile Delinquency Intakes Decreasing
Bullying at School Decreasing
Average Charitable Giving Increasing
Voter Registration Rate Increasing
Voter Participation Rate Decreasing
Total Population Increasing
Population by Age Not Applicable
Population by Race/Ethnicity Not Applicable
Household Types Not Applicable
Change in Total Jobs Increasing
Foreign-Born Population Increasing
Employment by Sector Not Applicable
Spending for County Government Increasing
Tourism Revenue Increasing
Preschoolers Receiving Special Education Services Increasing
Prekindergarten Participation Increasing
Students Receiving Special Education Services Increasing
Per-Student Spending Increasing
Student Performance on Grade 4 English, by Student Group Not Applicable
Student Performance on Grade 4 English, by Race/Ethnicity Not Applicable
Student Performance on Grade 4 Math, by Student Group Not Applicable
Student Performance on Grade 4 Math, by Race/Ethnicity Not Applicable
High School Cohort Graduation Rate Increasing
High School Cohort Dropout Rate Decreasing
High School GED Rate Decreasing
Plans of High School Graduates Not Applicable
Education Levels of Adults Not Applicable
Education Levels of Adults, by Race/Ethnicity Not Applicable
Median Household Income Decreasing
Median Household Income, by Race/Ethnicity Not Applicable
People Living in Poverty Increasing
People Living in Poverty, by Race/Ethnicity Not Applicable
Seniors Living in Poverty Decreasing
Children Receiving Subsidized Child Care Maintaining
Veterans Living in Poverty Decreasing
Economically Disadvantaged Students Increasing
Earned Income Tax Credit Participation Decreasing
Living Wage Rate by Household Type Not Applicable
Income in Relation to Poverty Level Not Applicable
People Without Health Insurance Decreasing
Early Prenatal Care, by Mother's Race/Ethnicity Not Applicable
Domestic Violence Increasing
Deaths from Drug Overdoses Increasing
Babies with Low Birth Weights Maintaining
People Living wth HIV Decreasing
Mental Health Clinic Visits Decreasing
Homeownership Rates Maintaining
Homeless Persons Maintaining
Housing Affordability for Homeowners Maintaining
Housing Affordability for Renters Not Applicable
Violent Crimes Decreasing


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