Financial Stability






Indicators of financial stability are a critical benchmark of a community’s well–being. In all cases, comparisons to state statistics reflect the state excluding New York City. 

Mid-Hudson Valley’s latest data presents a mixed picture, with improvements in some areas, such as median household income, and concerning trends in other areas, such as senior poverty rates, food insecurity, and share of economically disadvantaged students.

Regionally, median household income has increased modestly over the last decade or so.
The region’s 6% increase over this period was below the state and the nation, which increased 7% and 14%, respectively.

The median household income in the Mid-Hudson Valley was $93,600 in 2020-24, higher than both the state and national medians of $89,000 and $80,700, respectively. Median incomes were higher than the region in Putnam ($126,300), Dutchess ($99,500) and Orange counties ($97,200), while Columbia ($81,500), Ulster ($86,300), Greene ($77,900) and Sullivan ($72,400) were lower.

Asian and White residents in the region had the highest median incomes, at $106,600 and $96,400, respectively. African American and Hispanic residents had the lowest median incomes at $76,500 and $87,100, respectively, though both exceeded rates for their respective groups in the state and nation.

Poverty rates in the region are comparable to the nation.
In 2020-24, 12% of the residents of the Mid-Hudson Valley had incomes below the poverty line, slightly above the statewide rate and the same as the national rate of 12%. The region’s poverty rate has increased one percentage point since 2010-14. Within the region, Sullivan and Ulster had the highest poverty rates, at 16% and 15%, respectively. Putnam had the lowest rate at 7%, followed by Dutchess, at 8%.    

Poverty rates were highest among Black or African American residents at 17%, and Hispanic residents at 13%, followed by White residents at 10% .  About 9% of seniors and 6% of veterans were living in poverty in 2020-24. 

Rates of senior poverty have increased by 2-4 percentage points over the last decade across Mid-Hudson Valley counties. This mirrors state and national increases of about 2 percentage points during this time.

Food insecurity appears to be rising in the region.  Greene County was the only county to experience a decrease since 2014, declining 6 points to 27%. Orange County only increased by 1 percentage point, but all other counties increased by between 5 to 8 percentage points, a 20-30% increase in rates. State rates increased by about 2 percentage points, or about 11%, during the decade.

In 2020-24, 9% of households reported receiving SNAP, less than both the national rate of 12% and state rate of 11%. Rates varied throughout counties with Sullivan reporting a rate of 17%. Rates were higher in the region’s cities: 27% in Newburgh, and 20% in Poughkeepsie. 

More students were economically disadvantaged in 2025 compared to 2015 in the region.  Since 2015, the share of students in the region who are economically disadvantaged increased 5 percentage points (a 12% increase). State rates increased by 4 percentage points over this period.
In 2025, 46% of students in the region were economically disadvantaged, representing about 65,100 children. This was the same as the statewide rate. Sullivan County, at 64%, had the highest rate in the region, followed by Greene at 50% and Columbia at 49%. The lowest rate was in Putnam, at 32%.

A low percentage of children are receiving subsidized child care
In 2024, over 2,800, or 1.5% of the region’s children under 13, participated in subsidized child care. This was less than the 2.9% rate statewide. Since 2010, the region’s rate of subsidized child care participation has decreased by nearly 15%, from 1.8%.

A lower percentage of the region’s population received the  Earned Income Tax Credit (EITC) than nation.
In 2022, 11% of tax filers in the Mid-Hudson Valley received the Earned Income Tax Credit (EITC), slightly lower than the statewide rate and the 15% national rate. Within the region, the rate was highest in Sullivan County, at 16%, and lowest in Putnam, at 7%.





INDICATORS TREND | STATE
Children Living in Poverty Decreasing
Children Living in Poverty, by Race/Ethnicity Increasing
Single-Parent Families Increasing
Single-Parent Families, by Race/Ethnicity Increasing
Rate of Child Abuse and Neglect Decreasing
Rate of Foster Care Admissions Decreasing
Teen Pregnancy Decreasing
Voter Registration Rate Increasing
Voter Participation Rate Increasing
Total Population Increasing
Population by Age Decreasing
Population by Race/Ethnicity Increasing
Household Types Increasing
Change in Total Jobs Increasing
Foreign-Born Population Increasing
Change in Jobs by Sector Increasing
Spending for County Government Maintaining
Tourism Revenue Maintaining
Preschoolers Receiving Special Education Services Increasing
Prekindergarten Participation Decreasing
Students Receiving Special Education Services Increasing
Per-Student Spending Maintaining
Student Performance on Grade 4 English, by Student Group Increasing
Student Performance on Grade 4 English, by Race/Ethnicity Increasing
Student Performance on Grade 4 Math, by Student Group Increasing
Student Performance on Grade 4 Math, by Race/Ethnicity Increasing
High School Cohort Graduation Rate Increasing
High School Cohort Dropout Rate Decreasing
High School GED Rate Maintaining
Education Levels of Adults Increasing
Education Levels of Adults, by Race/Ethnicity Increasing
Median Household Income Maintaining
Median Household Income, by Race/Ethnicity Maintaining
People Living in Poverty Increasing
People Living in Poverty, by Race/Ethnicity Increasing
Seniors Living in Poverty Increasing
Veterans Living in Poverty Maintaining
Children Receiving Subsidized Child Care Maintaining
Economically Disadvantaged Students Increasing
Earned Income Tax Credit Participation Decreasing
Income in Relation to Poverty Level Increasing
Households Receiving SNAP Decreasing
People Without Health Insurance Decreasing
Early Prenatal Care, by Mother's Race/Ethnicity Not Applicable
Food Insecurity Not Applicable
Deaths from Drug Overdoses Increasing
Babies with Low Birth Weights Maintaining
Newly Diagnosed Cases of HIV Decreasing
People Living wth HIV Increasing
Mental Health Clinic Visits Maintaining
Homeownership Rates Maintaining
Homeownership Rates, by Race/Ethnicity Increasing
Cost of Homeownership Maintaining
Cost of Rent Increasing
Cost of Rent, by Race/Ethnicity Not Applicable
Violent Crimes Decreasing
Homeless Persons Increasing
Domestic Violence Increasing
Arrest Rates, by Race/Ethnicity Increasing
Prison Sentences by Race/Ethnicity Maintaining
Children Living in Poverty, by Race/Ethnicity Increasing
Single-Parent Families, by Race/Ethnicity Increasing
Population by Race/Ethnicity Increasing
Student Performance on Grade 4 English, by Race/Ethnicity Increasing
Student Performance on Grade 4 Math, by Race/Ethnicity Increasing
Education Levels of Adults, by Race/Ethnicity Increasing
Median Household Income, by Race/Ethnicity Maintaining
People Living in Poverty, by Race/Ethnicity Increasing
Early Prenatal Care, by Mother's Race/Ethnicity Not Applicable
Homeownership Rates, by Race/Ethnicity Increasing
Cost of Rent, by Race/Ethnicity Not Applicable
Arrest Rates, by Race/Ethnicity Increasing


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